He has over 30 years of professional experience in the banking sector, where he has performed technical, managerial and directorship functions. Between April 2012 and August 2016 he was an Executive Board Member of Caixa Geral de Depósitos, coordinating the commercial activity, credit recovery, specialized credit and real estate asset management. He has also been a member of the Board of Directors of several companies of the Caixa Geral de Depósitos Group, with emphasis on investment banking, insurance and specialized credit, and was responsible, as shareholder representative, of monitoring banks and branches of the Group in Spain, France, Luxembourg and Cape Verde. Between April 2012 and November 2013, on behalf of Caixa Geral de Depósitos, he was a non-executive director of Portugal Telecom, SGPS, SA. He holds a degree in Economics from the Faculty of Economics of the University of Porto, where he was a guest assistant lecturer, currently integrating its Council of Representatives, as an external personality. He was also a member of the General and Supervisory Board of Porto Business School and is currently a visiting professor at the Catholic University of Luanda.